Name: Tokelia Asset Tokenization Platform
Brand: Tokelia
Availability: InStock
Rating: 4.8 (150 reviews)

Introduction

These Terms of Service (the "Agreement") set forth the terms and conditions under which you may access and use the website of TOKELIA LLC ("Tokelia"), available at www.tokelia.com, and its products Causfy and TokeReal.

By accessing or using any of these websites, you acknowledge that you have read and understood these terms. If you do not agree, you must refrain from using Tokelia's platforms.

Important Notice: This Agreement includes an arbitration provision and a waiver of class actions that affect your rights regarding dispute resolution. Access and use are conditioned on full acceptance of these terms.

Definitions

Tokelia

Provider of SaaS technology infrastructure for real-world asset (RWA) tokenization, headquartered in the United States (Delaware).

Products

Causfy and TokeReal — white-label SaaS infrastructures developed and operated by Tokelia.

User

Any individual or entity that accesses Tokelia's platforms.

Description of Services

Tokelia provides white-label SaaS technology infrastructure for:

Causfy

Blockchain crowdfunding infrastructure built for full transparency. Creators retain full control of funds using MPC non-custodial wallets.

100% For The Cause: No platform withholdings
Self-Custody: MPC (Multi-Party Computation) wallets
Transparency: Audited smart contracts

TokeReal

White-label infrastructure for tokenizing real-world assets (RWA), including real estate, debt, and equity.

ERC-3643 Compliance: On-chain identity and transfer restrictions
MPC Custody: Secure non-custodial architecture
Secondary Market: Built-in liquidity for tokens

Important: Tokelia operates as a technology provider (SaaS) only, not as a custodian of assets or as a financial intermediary.

Changes to the Agreement

Tokelia reserves the right to modify these terms at any time. Users will be notified of material changes by updating the date at the top of this Agreement and posting the revised version on the applicable websites.

Eligibility

To access the platforms, a user must:

Be of legal age in the applicable jurisdiction
Have the legal authority to accept this Agreement
Comply with all applicable local laws and regulations
Not be subject to trade or economic restrictions

Intellectual Property

Tokelia and its affiliated platforms own all intellectual property rights to their content. Users are prohibited from reproducing, distributing, or modifying Tokelia's content without express authorization.

Terms of Use and User Responsibilities

Users agree to use the platforms solely for permitted purposes and not to engage in illegal or prohibited activities.

Prohibited Activities:

Market manipulation
Fraud or identity theft
Unauthorized data scraping
Infringement of intellectual property rights

Limitation of Liability

Tokelia will not be liable for indirect, incidental, or consequential damages arising from use of its platforms, to the extent permitted by law.

Release of Claims

You assume all risks associated with using the platforms and release any claims against Tokelia related to your use of its services.

Risk Disclosure

Blockchain Risks:

The user acknowledges and accepts the inherent risks of using blockchain systems, including:

Price volatility of digital assets
Security risks and technical vulnerabilities
Irreversibility of blockchain transactions
Unanticipated regulatory changes

Tokelia assumes no responsibility for losses resulting from these risks.

Indemnification

You agree to indemnify Tokelia against any claims, damages, or losses arising from your use of its platforms or your breach of this Agreement.

No Investment Advice and SEC Registration

Tokelia and its products are not registered with the U.S. Securities and Exchange Commission (SEC) or any other securities regulator. Information provided is for informational purposes only and should not be considered investment advice.

SaaS Provider Disclaimer: Tokelia operates solely as a technology infrastructure provider. It does not issue securities, manage investment funds, or act as a financial intermediary. The responsibility for regulatory compliance rests with operators who use our technology for their own offerings.

Custody and Self-Custody

Tokelia DOES NOT custody users' digital assets. Users are responsible for securing their wallets and private keys. All platforms operate under a non-custodial (MPC) model.

KYC, KYB and Regulatory Compliance

Tokelia implements Know-Your-Customer (KYC) and Know-Your-Business (KYB) checks for creators and other users on its platforms.

GDPR

Data Protection

ISO/IEC 27001

Information Security

HIPAA

Data Protection

NIST IAL-2

Identity Verification

Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT)

Tokelia Commitment: While we operate as a SaaS technology provider, we maintain the highest standards of financial integrity and regulatory compliance.

User Obligations

By using our products, you agree and undertake to:

Not use the platform for unlawful activities: Including, without limitation, money laundering, terrorist financing, fraud, or evasion of international sanctions.
Provide truthful information: All information provided during verification processes (KYC/KYB) must be accurate, complete, and up to date.
Cooperate with checks: Tokelia reserves the right to request additional documentation at any time to satisfy its due diligence obligations.
Lawful source of funds: You represent that all funds used on the platform originate from legitimate sources.

Monitoring and Screening

Tokelia implements automated monitoring systems that include:

Continuous screening against more than 1,200 global sanctions lists (OFAC, UN, EU, PEP lists).
Analysis of blockchain transactions to detect suspicious patterns.
Screening of wallets linked to illicit activity.

Suspension and Blocking: Tokelia reserves the right to suspend or deny access to any user who:

Appears on international sanctions lists.
Provides false or incomplete information.
Engages in suspicious or unusual activity.
Refuses to cooperate with additional verification processes.

Reporting Suspicious Activity

Tokelia actively cooperates with competent authorities. If suspicious activity is detected, the Company may report it to the relevant Financial Intelligence Units (FIUs), without prior notice to the affected user (tipping-off prohibition).

Regulatory framework

Our AML/CFT policies align with:

FATF Recommendations (Financial Action Task Force)

EU MiCA Regulation (Markets in Crypto-Assets)

FinCEN Guidelines (US Financial Crimes Enforcement Network)

VASP Standards (Virtual Asset Service Providers)

Compliance Contact: For AML/CFT related inquiries, contact compliance@tokelia.com

Refunds and Contributions Policy

Tokelia facilitates refunds in stable crypto assets under certain limited conditions, such as campaigns that fail to meet their goals within a 180-day period. Platform fees will be deducted.

Gas Fees and Charges

Users are responsible for blockchain gas fees associated with transactions and any bank fees related to using our platforms.

Taxes

The user is responsible for complying with local tax obligations, including reporting transactions and paying any applicable taxes.

Arbitration and Dispute Resolution

Any dispute will be resolved by arbitration under the International Arbitration Center, excluding class actions and jury trials.

Entire Agreement

This Agreement constitutes the entire agreement between you and Tokelia regarding your use of the website, superseding any prior agreements.

Terms & Conditions